1  2  3 

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2  _  _  _

3  _  _  _


ACROSS
1)  the waging of armed conflict against an enemy
2)  group insurance that entitles members to services of participating hospitals and clinics and physicians
3)  a lyric poem with complex stanza forms


DOWN
1)  a united nations agency to coordinate international health activities and to help governments improve health services
2)  macular degeneration that is age-related
3)  fish eggs or egg-filled ovary; having a grainy texture

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war
hmo
ode