1  2  3 

1  _  _  _

2  _  _  _

3  _  _  _


ACROSS
1)  female of domestic cattle: "`moo-___' is a child's term"
2)  be obliged to pay or repay
3)  the smallest whole number or a numeral representing this number


DOWN
1)  the sound made by a pigeon
2)  have ___ership or possession of
3)  a short time

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cow
owe
one