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ACROSS
1)  a vest pocket to hold a pocket watch
2)  an accountant who has passed certain examinations and met all other statutory and licensing requirements of a united states state to be certified by that state
3)  standard time in the 6th time zone west of greenwich, reckoned at the 90th meridian; used in the central united states


DOWN
1)  an independent government agency that regulates interstate and international communications by radio and television and wire and cable and satellite
2)  (roman mythology) goddess of abundance and fertility; wife of saturn; counterpart of greek rhea and cybele of ancient asia minor
3)  nocturnal mouselike mammal with forelimbs modified to form membranous wings and anatomical adaptations for echolocation by which they navigate

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