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ACROSS
1)  the state of owing something (especially money)
2)  a particular geographical region of indefinite boundary (usually serving some special purpose or distinguished by its people or culture or geography)
3)  an informal term for a father; probably derived from baby talk
4)  a mouth or mouthlike opening


DOWN
1)  panel forming the lower part of an interior wall when it is finished differently from the rest of the wall
2)  a period marked by distinctive character or reckoned from a fixed point or event
3)  (roman catholic church) english monk and scholar (672-735)
4)  a hard grey lustrous metallic element that is highly resistant to corrosion; occurs in niobite and fergusonite and tantalite

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