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ACROSS
1)  a member of a slavic people who settled in ____ia and neighboring areas in the 6th and 7th centuries
2)  a covering for the body (or parts of it) consisting of a dense growth of threadlike structures (as on the human head); helps to prevent heat loss
3)  a small island
4)  a form of rummy using two decks of cards and four jokers; jokers and deuces are wild; the object is to form groups of the same rank


DOWN
1)  a thin wedge of material (wood or metal or stone) for driving into crevices
2)  freedom from difficulty or hardship or effort
3)  a small stream
4)  call forth

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serb
hair
isle
meld